• HOME /

Mobile Banking

Manage your money on the move

Available to personal account customers aged 11 or over who have
Online Banking, a debit card and a mobile number prefixed by 07
(Channel Islands, Isle of Man, UK), 0034 (Spain) or 00350 (Gibraltar)

Tap and pay with your Android phone

Android Pay™ is here

Android Pay is the new way to pay with your debit card. You can make contactless payments in shops with your Android device or pay within apps with a single touch. Available on Android devices running Android 4.4 (KitKat) or higher. For current account holders only.

Let's get started

Withdraw money without your debit card

Get Cash

Forgotten your card? With our Mobile app you can use Get Cash to withdraw money through our cash machines even if you don't have your debit card with you.

How do I use Get Cash?

Pay a friend using just their mobile number

Pay Your Contacts

You can use Pay Your Contacts to send up to 250 a day to someone from your Mobile Banking app using just their mobile number. Your contact must have either:

  • registered their account to receive money via Paym (NatWest and non-NatWest customers) or
  • the NatWest, Isle of Man Bank, RBS or Ulster Bank Mobile Banking app
How do I use Pay Your Contacts?

The easy way to send and receive money using just a mobile number


Paym lets you use the NatWest mobile banking app to send money to your friend's account, just using their mobile phone number, and the money will be transferred instantly. It’s available to customers of most of the UK’s leading banks and building societies.

How does Paym work?

Mobile Banking

Making banking simpler

ibanking for your iPad

Manage your sterling and currency accounts with our iPad app. Registration is quick and simple - all you need is your Online Banking details.

Banking on your Apple Watch

With your Apple Watch you can check the balance on your main account, view your last 10 transactions and withdraw cash without your card.

Other services

Android Pay is here

Tap and pay with Android Pay.

How to use Apple Pay

Pay securely using Apple Pay.

Pay friends using their mobile number

Split a taxi or go halves on dinner. With Pay Your Contacts, you don’t need bank details.

Make payments without a card reader

Make a payment using an account number and sort code without having to set up a payee in Online Banking.

Mobile Banking

Further information