Apply for a personal loan

Our Personal Loan could be a good choice if you're looking for fixed-rate repayments.

  • Fixed repayments - for the length of your loan.
  • Borrow up to £25,000 - the minimum loan amount is £1,000
  • Borrow over one to seven years - you can spread your repayments over one to five years, and up to seven years for loans over £15,000

Important information - read this before you apply

  • You need to be aged 18.
  • Please note that our Personal Loans are only available to existing NatWest current account holders residing in Jersey, Guernsey, Isle of Man or Gibraltar.
  • Please ensure you have read the product information and fully understand the rates associated with this loan account.
  • Please also make sure you have read the terms and conditions.

Continuing your application online

If you bank online we can save you time by pre-filling your application and opening your account instantly.


For existing customers

Do you already have an account with NatWest?

Apply now

New customers

Our personal loans are only available to NatWest current account holders.