Borrowing for homeowners

You can use the value of your home to borrow any amount over £5,000. However, you should think carefully about borrowing for non-property related purposes, as the loan will be secured on your home.

• Cost effective - compared to personal loans, home owner loans can be substantially cheaper
• You choose how long to repay - from three years to the end of your mortgage
• Higher borrowing limits - the amount you can borrow depends on the value of your house and the amount of your current mortgage
• Low minimum - the minimum loan is £5,000, so it could be ideal if you're making improvements or alterations to your home
• Choice of repayment types - pick the type of mortgage loan that suits you
• Simple to organise - we'll help you with all the paperwork