Apply for your Step account

Prefer a bank account where you can't borrow or become overdrawn? With no overdraft or cheque book, our Step Account could be the answer.

  • Free day-to-day banking without subscription charges
  • No borrowing facilities mean that you can't go overdrawn
  • Monthly statements with all your transactions and your balance

Important information - read this before you apply

  • You need to be aged 18.
  • Apply online if you reside in Jersey, Guernsey, Isle of Man, Gibraltar or in the UK. Please call us on +44 1534 282300 if you do not reside in any of these jurisdictions.
  • Please ensure you have read the product information and fully understand the rates and charges associated with this current account.
  • Please understand the documents required to open an account by reading our account opening checklist.
  • Please also make sure you have read the terms and conditions.

Continuing your application online

If you bank online we can save you time by pre-filling your application and opening your account instantly.


For existing customers

Do you already have an account with NatWest?

I bank online with NatWest I bank with NatWest but not online

New customers

Are you new to NatWest? Start your application.

I do not currently bank with NatWest