Apply for your Step account

Prefer a bank account where you can't borrow or become overdrawn? With no overdraft or cheque book, our Step Account could be the answer.

  • Free day-to-day banking without subscription charges
  • No borrowing facilities mean that you can't go overdrawn
  • Monthly statements with all your transactions and your balance

Important information - read this before you apply


Continuing your application online

If you bank online we can save you time by pre-filling your application and opening your account instantly.


For existing customers

Do you already have an account with NatWest?

I bank online with NatWest I bank with NatWest but not online

New customers

Are you new to NatWest? Start your application.

I do not currently bank with NatWest