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Gold account

Our Gold account has everything you would expect from a current account with a host of great benefits.

15 a month

To apply you must be 18 or over

Banking with so much more…

When a conventional current account just doesn’t fit in with your modern day lifestyle, it’s time for you to look at Gold from NatWest.

For a fee of 15 per month, you get everything you need to manage your day to day banking plus travel insurance, 24/7 concierge service, protection, retailer discounts and banking benefits

Travel insurance


One of the primary Gold benefits is the family travel insurance. You, your partner and your dependent children can now travel with peace of mind. The family travel insurance offers comprehensive cover when travelling and includes winter sports cover.

If you experience difficulties while abroad, you can rest easy with the 24/7 emergency medical assistance. Wherever you are in the world, one simple phone call will provide you with instant help and support, day or night.

More on Gold travel insurance

Private Motor Excess Insurance


Your Private Motor Excess Insurance can refund the excess you may have to pay following a successful claim under any separate car insurance policy you hold.

To refund the excess, the claim on your car insurance needs to be more than the excess you have to pay.

More about Private Motor Excess Insurance

Concierge service


Imagine having your very own personal 24/7 concierge service helping you make the most of your valuable time. Our concierge service makes life better for our members, no matter where they are in the world.

Need tickets to that must-see show, sporting event or concert. Theatre tickets, restaurant bookings, flights, holidays or car hire, Ten can organise anything and everything in just one phone call.

Concierge Service: +44 (0) 2392 676060

Other benefits

Car Rental Loss Damage Waiver

Our Car Rental Loss Damage Waiver
Insurance provides cover which
includes a Loss Damage Waiver,
with a limit of 50,000 per vehicle,
and damage by an uninsured or
underinsured motorist.

Retailer discounts

Benefit from discounts being offered
by selected retailers in Jersey,
Guernsey, Isle of Man and Gibraltar.
Visit our dedicated members website,
www.lifestyle-benefits.com for a list
of participating retailers.

Lost luggage retrieval service

Should your baggage go missing whilst checked-in with an airline, all you need to do is tell the airline, then contact our concierge partner ‘Ten’ with the details the airline provides to you.

Ten will help you to locate your baggage and organise it’s safe return to you.

Call Ten: +44 (0) 2392 676060