Instant access account

Earn extra interest and money when you need it

If you're looking for an account where you can still withdraw funds whenever you need, we've got the answer. An instant access account lets you access your savings using our branches, cash machines, the internet or phone.


Savings Account AER (variable) Ideal for ... Manage account  
First Reserve 0.10% …starting your savings, with access to your money if you need it, using a cash card
  • online
  • phone
  • branch
£1 Find out more
Apply online for a First Reserve account
Reward Reserve 0.10% to 0.30%
(excluding bonus)
…earning a bonus if you can limit your withdrawals
  • online
  • phone
  • branch
£2000 Find out more
Apply online for a Reward Reserve account

Looking for a home for your surplus and short terms funds?

Enjoy the flexibility of our cash management account with instant access to your funds, attractive interest rates and multi-currency options.