Currency mortgages

Remove the risk of currency fluctuations

Your home may be repossessed if you do not keep up repayments on a mortgage or other loan secured on it

If you're earnings aren't paid in sterling, then paying your mortgage in sterling involves a currency risk. You can remove the uncertainty of exchange rate fluctuations with a currency mortgage.

Interest rates are linked to the three month LIBOR rate for that currency - so they stay competitive.

Currency Mortgages - Key points

Minimum loan amount	£500,000 or currency equivalent
Minimum loan term	3 years
Maximum loan term	Capital and Interest mortgages Buy to live - 25 years Buy to let - 25 years Interest only mortgages Buy to live - 5 years Buy to let - 20 years
Minimum age at start	18 years of age
Maximum age at expiry	65 years of age or scheduled retirement age, whichever is the sooner
Maximum Loan to Value (LTV)	Capital repayment 60% Interest only 55% LTV can vary between currencies
Currencies available	Sterling US dollars Euro Swiss francs Japanese yen
Repayment options	Capital and Interest repayment Interest only repayment
Interest rate	Rates available upon request.

Please make sure you read the legal information which covers your use of this website

Mortgages are offered by The Royal Bank of Scotland plc trading as NatWest. In order to service your mortgage payments, you are required to open a current account with The Royal Bank of Scotland International Limited (RBS International) trading as NatWest.

These mortgages are available for United Kingdom properties in limited circumstances only and are not covered by the majority of rules and regulations made under the UK Financial Services and Markets Act 2000. This means that the protection of those rules and regulations and of the UK Financial Services Compensation Scheme will not be available to borrowers.

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