Buy to live in the UK
Why buy a home in the UK?
If you work in the UK, you’ll need a base here. And if you’re a UK resident who works abroad, you may still need a family or a holiday home in the UK. We are also able to assist foreign nationals looking for a second home for their family.
Your home may be repossessed if you do not keep up repayments on a mortgage or other loan secured on it
Due to limited supply, fixed rates are offered on a first come first served basis, therefore the Bank reserves the right to withdraw the rates offered.
| Initial deal | Follow-on | Overall cost for comparison | Min deposit | Arrangement fee | ||
|---|---|---|---|---|---|---|
| Rate | Until | Rate (variable) | ||||
| 2 year fixed-rate | 4.84% | 30/03/2012 | 4% | 5.0% APR | 40% | 0.75% |
| 2 year fixed-rate | 5.04% | 30/03/2012 | 4% | 5.2% APR | 20% | 0.75% |
| 5 year fixed-rate | 5.99% | 31/03/2015 | 4% | 6.2% APR | 40% | 0.75% |
| 5 year fixed-rate | 6.19% | 31/03/2015 | 4% | 6.4% APR | 20% | 0.75% |
Mortgages are offered by The Royal Bank of Scotland plc (Isle of Man branch) trading as NatWest. In order to service your mortgage payments, you may be required to open a current account with The Royal Bank of Scotland International Limited (RBS International) trading as NatWest.
Most buy to live mortgages available from The Royal Bank of Scotland plc (Isle of Man Branch) are not covered by the majority of rules and regulations made under the UK Financial Services and Markets Act 2000.