Tailored loans

Tailored offshore loans are suitable for almost any purpose and put you in complete control.

• Borrow what you need - the minimum loan amount is £10,000
• Range of repayment terms - you can spread your repayments over one to seven years
• Pay more when you want - you have the flexibility to make extra repayments whenever you like, with no penalties
• Choose how often to pay - you can pay weekly or monthly, whatever suits your lifestyle
• Take a payment break - you can stop payments for a while and start again later
• Interest only loans - you can pay the interest only and repay the capital later (great if you're likely to receive a lump sum in the future)
• Fixed or variable rates - you choose. With a fixed rate loan you always know how much you'll be paying, but there is a charge if you need to repay your loan early. Tailored loans are usually variable rate so the payments go up and down as interest rates change.

You need a NatWest current account to apply for a tailored loan.

For loans over £25,000, we charge an arrangement fee. We might also have to charge a fee if we need security on the loan.