Personal loans

  • Discount for Advantage Cheque customers. Advantage Cheque monthly fee is £12.00. Find out more.
  • No fees.
  • Rates based on your personal circumstances.
  • Online application takes just minutes.
  • Borrow over a maximum of 10 years.

View a summary of our key information for loans


Loans available to NatWest current account customers only.

Not got one? Discover the benefits of our current accounts.

Common questions

Find out more about our personal loans.

Jargon buster

Cut through confusing terms with our handy Jargon buster.


Over 18s only. Rates depend on circumstances and loan amount.

Maximum term for loans up to £14,950 is 5 years, and up to 10 years for home improvement loans over £2,500.


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Call us on
+44(0) 1534 282300

Lines are open: Mon to Fri 8.30am-5.30pm
(excluding public holidays).
Calls may be recorded