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Rate changes


Bank's Base Rate changes

On certain products, our interest rates are linked to the Bank's Base Rate, which is influenced by changes in the Bank of England Base Rate.

The Bank of England's Monetary Policy Committee meets every month to determine what needs to be done to its official bank rate to manage the economy.

The table below highlights recent changes in the Bank’s Base Rate.

Effective date Base Rate %
04.08.2016 0.25
05.03.2009 0.50
05.02.2009 1.00
08.01.2009 1.50
04.12.2008 2.00
06.11.2008 3.00
08.10.2008 4.50
10.04.2008 5.00
07.02.2008 5.25
06.12.2007 5.50
05.07.2007 5.75
10.05.2007 5.50
11.01.2007 5.25
09.11.2006 5.00
03.08.2006 4.75

Bank's Standard Variable Rate changes

Standard Variable Rate is a type of mortgage interest rate set by us. The rate can go up or down at any time.

The table below highlights recent changes to the Bank's Standard Variable Rate.

Effective date Standard Variable Rate %
02.03.2009 4.00
02.02.2009 4.19
31.12.2008 4.44
01.12.2008 5.19
03.11.2008 6.69
01.03.2008 7.19
29.02.2008 7.44
02.01.2008 7.69
01.08.2007 7.94
01.06.2007 7.69
01.02.2007 7.44
01.12.2006 7.14
01.09.2006 6.89
01.09.2005 6.59
01.09.2004 6.79
01.06.2004 6.29
01.03.2004 6.04
01.12.2003 5.84
01.08.2003 5.59
10.03.2003 5.82
03.12.2001 5.95
01.11.2001 6.25
01.10.2001 6.49
03.09.2001 6.74
01.08.2001 6.99
01.06.2001 6.89
01.05.2001 7.14
12.03.2001 7.39
01.03.2000 7.64
01.02.2000 7.39
01.12.1999 7.14
04.05.1999 6.89
01.03.1999 7.05
04.01.1999 7.80

Standard Variable Rate changes for mortgages provided by RBS plc (Isle of Man branch) trading as NatWest

Effective date Standard Variable Rate %
02.03.2009 4.00
02.02.2009 4.19
31.12.2008 4.44
01.12.2008 5.19
03.11.2008 6.69
01.03.2008 7.19
29.02.2008 7.44
02.01.2008 7.69
01.08.2007 7.94
01.06.2007 7.69
01.02.2007 7.44
01.12.2006 7.14
01.09.2006 6.89